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Rates

The length of sessions and frequency will be determined together after the initial intake and may vary over time due to changing needs. 

  • Initial Intake (duration 1.5 hours) $240.00.
  • Individual Psychotherapy Session (50 minutes) $170.00
  • Family Psychotherapy Session (60 minutes) $180.00
  • Group (75 minutes) $75.00

My rates include time spent with you in session, as well as time following the session to complete documentation, formulate a treatment plan, conceptualize problems and planning, as well as communicate with collateral contacts (i.e. members of a treatment team).


Payment

I take payment directly from clients for services provided. Payment is due at the time of service by cash, check or credit card. I also accept FSA/HSA cards.


​Cancellation Policy 

If you fail to cancel a scheduled appointment, this time cannot be used for another client and you will be billed for the entire cost of your missed appointment. If you are unable to keep your appointment, kindly give 24 hours' notice to avoid being charged the full cost of the session.

How Can I Be Reimbursed By My Insurance Company After Paying For Therapy Services?

I do not work with insurance companies directly, but my services can be billed to most insurance carriers as an out-of-network provider. Many insurance companies that provide out-of-network benefits cover a percentage of the cost per session. I will provide you with an invoice to submit to your insurance company for reimbursement upon your request. 

Before making an appointment, you might like to have a sense of your “out-of-network benefits” so you can know what to expect in terms of your financial commitment. You can call your insurance provider; the number should be on the back of your insurance card, or you may be able to find the answers to these questions on your insurance company’s website.

Specifically, you should find out:

  • Do I have mental health benefits through my health insurance provider?
  • If I have mental health benefits, are out-of-network benefits included?
  • Is there a deductible I need to meet each year before I can begin to receive reimbursement for sessions?
  • Is any pre-approval (authorization) required before obtaining out-of-network mental health services in order to be reimbursed?
  • Is there a co-pay, if so how much is my co-pay per session?
  • Are my sessions limited per calendar year? If so, how many therapy sessions am I allowed to be reimbursed for?
  • What amount will I be reimbursed (reasonable and customary amounts) for the initial evaluation and subsequent sessions for a clinical social worker?

You will be required to pay a certain percentage out of pocket, on average, these range from 20% to 50%. Make sure to ask your insurance company!

We can talk about this on the phone or in person if you need help understanding the information you receive from your insurance provider. 

Note

My practice is telehealth only

Please do not hesitate to contact me to set up an appointment. I can be reached via phone or email, however, please keep in mind that email is not a confidential form of communication.
I look forward to hearing from you. 

443.535.3130
410.630.3744
Baltimore, Maryland
carolyn@karollcounseling.com